So I’m at the 7th and final stage of grieving: acceptance. I have accepted that Microsoft Money is gone and will not be coming back, so I must move to Quicken. It’s not without trepidation that I purchase Quicken and try to recapture the enjoyment of tracking my finances with a new program. I had used Quicken a long time ago and was not as pleased as I was with MS Money, which is probably why I’ve used Money for over 10 years.
So I’ve gotten Quicken Deluxe 2010 installed and the first thing that pisses me off is that it has put icons on my desktop. Not just one icon, which is tolerable, but 4. One for the application and three sales pitches. This is a terrible first impression. One shortcut is to a co-branded version of FreeCreditReport dot COM – one of the biggest scams out there. One is for their BillPay service, at $10/mo. Even Wachovia, a premier bank, only charges $6/mo for integrated BillPay. Unless Quicken doesn’t have 2-way integration with Wachovia, which is practically a dealbreaker for me. MS Money had it. (Turns out, yes, Quicken does support online payments through Wachovia) The final offer is for a typical rewards credit card provided by Chase.
First Launch: I am prompted to “Get Started”. I have to enter my banks and their login info so Quicken can download transactions and whatnot. I’m mildly impressed. In MS Money, this was a separate step after setting up accounts. It picks up my Wachovia account without a problem. Then I do my Chase account. Oops, there was a problem. It says to try again later. So I think, “Maybe it should be entered as a WaMu account, since that’s where it was originally opened.” Nope. Not found there. It’s later now, so I try again under Chase. Quicken crashes. Ok, my impression of this program is sinking fast.
Second Launch: I get all of my accounts set up. And I am quite impressed with how well it handled ALL of my accounts. If I had a login for it, Quicken handled it. I got my loans entered and the wizard was pretty easy to work through. I browse through the preferences and set a few things to my liking, like two-line registers. Now, I am downloading transactions for an account that doesn’t have real-time transaction updates. And it’s frozen. However, I was able to close the window (X) and it seemed to be a successful update. We’ll see how that turns out on the others… ok, three of the four I had to close the window, but they seem current. Not sure of this is going to be an annoyance or it’s just a fluke.
I’m going to give it an honest try, since I have no other choice, really. I’ve tried GnuCash and that was definitely a step down. So we’ll see how quick things get.